by Jay Speer, VPLC Executive Director I have been thinking a lot about Ward Scull who died recently. Ward was a long-time ally of VPLC in our multi-year legislative fight with Virginia’s payday lenders. VPLC advocated for just and fair lending, but the payday lenders wanted to continue making huge sums of money exploiting Virginians […]
VPLC Elevates DEI Amid Political Division— By Louis Green, VPLC DEI Director It is no secret that the upcoming political election has unearthed age-old debates across the sociopolitical landscape. In addition to the usual list of hotly-debated issues within the political space, contemporary elections have been split along racial lines due to arguments on how federal and state institutions should […]
VPLC joins Virginia’s Senators asking Governor Youngkin to allow direct file optionDirect File is the IRS’ first attempt to provide a free filing program comparable to existing commercial software. While the pilot was limited to people with simple tax returns in a handful of states, the Department of the Treasury estimated that one-third of taxpayers in those states — almost 19 million people — were eligible […]
Beware the Loan Sharks Still Circling for ConsumersShark Week 2024: Be Careful Where You Borrow By Jay Speer, Virginia Poverty Law Center Executive Director Welcome to Shark Week 2024, at least according to the annual designation fronm Discovery Channel In years past, the Virginia Poverty Law Center has used this week to call out all the loan sharks attacking Virginia borrowers. There […]
Virginia legal aid programs challenge debt buyers’ predatory practices in VirginiaBy Jay Speer, VPLC Executive Director Last week Virginia legal aid programs and the Virginia Trial Lawyers Association filed an amici (friend of the court) brief in a case before the Virginia Court of Appeals challenging the shady practices of Portfolio Recovery Associates (PRA) and other debt buyers that has led to over $217 million […]
At VPLC, April is Help Families Thrive MonthEvery April, Virginia and the nation observe “Child Abuse Prevention Month.” But at VPLC, we prefer to think of April as “Supporting Families Month” or “Help Families Thrive Month.” Why? Because the best way to help children is to support families and help them thrive. In Virginia as elsewhere, the number one reason families are […]
ACTION ALERT: Our dysfunctional health care system can ruin the lives of Virginians.HB1370, introduced by Delegate Karrie Delaney, prohibits medical providers from reporting medical debt to consumer reporting agencies. VPLC supports this bill which has passed the House and a Senate committee. Why did Delegate Delaney introduce this bill and Why is the Consumer Financial Protection Bureau concerned about health care debt? “The fact that the CFPB […]
Exploitative Lenders Fight Back Against Fair, Transparent & Competitive LoansWhy are the payday lenders trying to destroy the CFPB? The Consumer Financial Protection Bureau (CFPB) is a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly. The CFPB was created in the wake of the 2008 recession when reckless financial practices by banks and other financial institutions nearly […]
Helping Families Thrive: A New Approach to Child Abuse PreventionAuthor: Valerie L’Herrou/VPLC Family & Child Welfare Attorney Around the country and here in Virginia, every April is designated “Child Abuse Prevention Month.” But at VPLC, we think this term is misleading. Why? Because we believe that the best way to help children is to help families thrive. Most cases of child abuse are actually cases […]
OPINION: Dominion Faces the Consequences of its Actions (Richmond Times Dispatch)Read the Richmond Times Dispatch opinion piece by Albert Pollard, published February 19, 2023 here. If you are unable to reach the linked page, a pdf is below.
Reimagining Virginia’s Mobile Home ParksOver 350,000 Virginians live in Mobile Home Parks. According to the Department of Housing and Urban Development, mobile homes are the largest source of non-subsidized affordable housing in the U.S. At a time when, according to JLARC, over 900,000 Virginia households pay more than they can afford for their housing (53% are renters, 47% owners), […]
Five Ways to Address the Virginia Employment Commission’s First Level Appeals BacklogBy Pat Levy-Lavelle, Legal Aid Justice Center and Flannery O’Rourke, Virginia Poverty Law Center The Virginia Employment Commission (VEC) currently has a backlog of more than 96,000 first level appeals of unemployment decisions. The persistence of this backlog directly harms workers and employers, who (on average) must wait a whole year for an appeal hearing. […]
When Virginia fails to provide meaningful legal representation to parents, it’s rural, low-income, and Black families who are torn apart.Author: Anna Daniszewski/VPLC Legal Fellow Impressive reporting from Cardinal News this week shows the crisis of parents’ legal representation in Virginia. Services providers for children and even a county attorney – the person who brings child welfare cases against parents – agree: children suffer the consequences when parents have “paltry legal support.” When parents have […]
PRESS RELEASE: Virginia Ratepayer Protection Alliance Urges General Assembly to Oppose “Virginia Electric Utility Regulation Act”FOR IMMEDIATE RELEASE Virginia Ratepayer Protection Alliance Urges General Assembly to Oppose “Virginia Electric Utility Regulation Act” Utility-backed legislation is bad for ratepayers, erodes regulatory oversight The Virginia Ratepayer Protection Alliance, an initiative launched in 2022 by the Virginia Poverty Law Center to advocate for millions of forgotten and over-charged ratepayers, has announced its opposition […]
Foster Care Update: Utilizing Kinship Care to Keep Families TogetherAuthor: Anna Daniszewski/VPLC Legal Fellow Virginia Governor Youngkin’s Safe and Sound Task Force has focused on gaps and lack of options for high-needs children in the foster care system. Many of these children were forced to sleep in DSS offices or emergency rooms. The task force is an exemplar for how to bring people together […]
Reducing the Trauma of RemovalWhy Reunification and Sibling-Placements Are Crucial to the Well-Being of Children in the Child Welfare System By Courtney Squires, Summer Intern for the VPLC Center for Family Advocacy, University of Richmond School of Law To ensure the child welfare system works in the best interest of children, it is important to understand that removal and […]
Virginia Must Do Better By FamiliesBy Valerie L’Herrou Families are important to all of us, but especially to children. As British pediatrician and psychologist DW Winnicott put it, “There is no such thing as a baby. If you set out to describe a baby, you will find you are describing a baby and someone. A baby cannot exist alone, but […]
PRESS RELEASE: Class action settlement provides $489 million in relief to victims of illegal internet payday lendersAfter three years of extensive litigation, the settlement will provide relief to approximately 555,000 consumers who were subject to illegal practices by internet payday lenders. FOR IMMEDIATE RELEASE: May 12, 2022 Richmond, VA – The federal court in Richmond today gave preliminary approval of a class action settlement that will provide $489 million of relief to […]
PRESS RELEASE: Statement from the Virginia Poverty Law Center and Legal Aid Justice Center on Gubernatorial Vetoes of HB573 and SB297 (Medical Debt Reform)FOR IMMEDIATE RELEASE: April 14, 2022 Virginia Poverty Law Center and Legal Aid Justice Center state that Governor Youngkin’s vetoes of Del. Clark’s HB573 and Sen. Deeds’ SB297 have derailed critical, popular, and thoughtfully crafted bipartisan consumer debt reforms for thousands upon thousands of Virginians. Richmond, VA – Outstanding bills for medical treatment are one […]
Why Language Access is Essential for Domestic Violence SurvivorsIn honor of Domestic Violence Awareness Month, this post comes from VPLC’s Domestic and Sexual Violence Attorney, Susheela Varky. Imagine you have to go to court — whether it’s to pursue your own case against someone who has wronged you or because you’ve received a subpoena to appear as a witness in a case. Most […]
Celebrating National Energy Efficiency Day – and Continuing the Work to Rebuild Virginia’s Energy Landscape into a Balanced and Equitable SystemOctober 6 is National Energy Efficiency Day. Today’s post comes from VPLC’s Director of Outreach and Consumer Advocacy, Dana Wiggins and Affordable Clean Energy Project Coordinator, Carmen Bingham. Energy Efficiency and the Affordable Clean Energy Project Energy efficiency is the least cost resource for energy, because the least expensive kilowatt hour is the one you […]